Low-Cost Business Ideas: Startups under $100

If you’re thinking of starting a side hustle, there’s a good chance you’re looking for low-cost business ideas. After all, you want a business that will make you money, not cost an arm and a leg to start. Thankfully, there are lots of low-cost business ideas to choose from. And that’s where this guide comes in. 

Low-cost business startups can be an excellent way to embark on your entrepreneurial journey without a significant financial commitment. They require a small initial investment (compared to the whopping average startup cost of $3,000). These startups are a great starting point to test out business ideas, gain valuable experience, and gradually build a sustainable enterprise. 

Starting a low-cost business has several advantages, including low overhead costs, flexibility, and even the chance to work from home in some cases. But to enjoy these benefits, you’ll need to be creative and driven, hustling to make up for expenses with classic hard work wherever possible. 

In this guide, we’ll explore some of our favorite successful small business ideas that have a small price tag so you can find the perfect venture for you. But as we talk through these, please keep in mind that the exact startup costs vary by state. Some states have higher costs to file as an LLC or corporation (recommended even for small businesses), so be sure to research your specific state costs to help you budget appropriately.

What is the cheapest business to start?

There isn’t one specific business that’s the “cheapest” to start. That said, some types are easier to start than others. Affordable businesses typically involve services that require minimal upfront investment and use your existing skills and resources. Examples of businesses with low startup costs include freelance writing, virtual assistance, and tutoring, which primarily need a computer, internet connection, and your expertise. These businesses allow you to offer valuable services without the need for significant equipment, inventory, or office space, keeping initial costs low. Additionally, some service-based businesses can often be operated from home, further reducing overhead expenses.

Another category of low-cost businesses includes those that utilize online platforms to reach customers. Selling handmade crafts on marketplaces like Etsy, offering consulting services through virtual meetings, or creating digital products such as e-books or online courses are excellent examples. These ventures require minimal financial outlay and can be scaled up as your business grows. 

By focusing on areas where you have knowledge and passion, you can start a successful business with very little financial risk and the potential for significant rewards.

Cheapest Business Ideas: For $25 or Less

Believe it or not, it’s possible to start a business with $25 or less. Thanks to low inventory costs (or none at all), these businesses just require some basics like business cards, flyers, and basic supplies. Here are some of our favorite low-cost startup ideas. 

Music Lessons and Singing Instruction

Starting a music lessons or singing instruction business is an affordable and rewarding way to share your musical talents. Provided you already own an instrument, you can have low expenses, covering materials like business cards and sheet music. To advertise, use free or low-cost advertising methods like social media platforms and community bulletin boards. 

Offering lessons from your home or visiting students at their residences can further minimize overhead costs. As you build your reputation, word-of-mouth referrals will help expand your client base without requiring significant financial investment.

Pet Sitting

Pet sitting is a low-cost business idea that can be started with minimal expenses. Typically, your initial costs will include basics like printing business cards and flyers to advertise your services. You might spend a bit more for membership fees if you opt to join a pet care app. Or you can build traffic organically, promoting your services through your community. 

By providing reliable and compassionate care for pets while their owners are away, you can quickly build a loyal customer base. Utilizing your home as a base of operations eliminates the need for a physical office, keeping your startup costs and ongoing expenses low.

Dog Training

Starting a dog training business is an affordable way to turn your passion for animals into a profitable venture. With startup costs generally around $25, you can create business cards and flyers to advertise your services. 

While the prestigious dog training certifications may require a higher investment, many dog owners are looking for trainers with practical experience and a natural affinity for working with dogs. You can offer training sessions in clients’ homes, local parks, or your backyard to avoid the costs associated with renting a facility. As your business grows, you can reinvest earnings into further certifications and training tools to enhance your services and credibility.

Dog Walking

Starting a dog walking business is an affordable and straightforward way to earn money while spending time with dogs. With startup costs typically around $25, your initial expenses may include business cards, flyers, waste bags, and leashes. 

Advertising your services in local communities, parks, and online platforms can help you attract clients quickly and affordably. Since dog walking requires minimal equipment and can be done in your local area, the ongoing costs are very low, making it an excellent low-cost business idea. As you build a reputation for reliability and care, you can expand your client base through word-of-mouth referrals and repeat business.

Sell Used Books

Selling used books is a low-cost business idea that can be started with little to no upfront investment. You can begin by sourcing initial inventory from your own collection, friends, family, or local thrift stores, often for free or at a minimal cost. Online platforms like eBay, Amazon, and local marketplaces provide a convenient way to reach potential buyers and sell online without needing a physical storefront or an online store. 

By focusing on popular genres or rare finds, you can create a niche market that attracts dedicated buyers. This business model allows for flexible working hours and the opportunity to grow your inventory gradually as your sales increase.

Cleaning Company

Starting a cleaning company is a practical and low-cost business idea that can be initiated with a modest investment. Initial expenses, typically around $25, may include basic cleaning supplies such as detergents, brushes, and microfiber cloths, as well as business cards for marketing. 

By offering services to residential clients, you can avoid the need for expensive commercial equipment and build your client base through local advertising and word of mouth. As you gain experience and positive reviews, you can expand your services to include specialized cleaning, such as carpet or window cleaning, which can command higher rates and further grow your business.

Taxi Service

Starting a taxi service or ride-sharing business is an excellent low-cost opportunity if you already own a car. With minimal startup costs, mainly for business cards and flyers to advertise your services, you can quickly begin offering rides through platforms like Uber or Lyft, which require no upfront fees to join. 

This business model allows you to set your hours and choose your operating areas, providing flexibility and the potential for steady income. The key to success is providing reliable, friendly service, ensuring positive reviews, and repeat customers.

Tax Preparation

Offering tax preparation services is a lucrative low-cost business idea, especially if you already have the necessary certifications. The initial investment is relatively small, typically involving purchasing or subscribing to tax preparation software and printing business cards and flyers to market your services. 

By targeting the tax season and advertising in local communities and online, you can attract clients seeking professional assistance with their tax filings. This business can be run from home or even a local coffee shop, reducing overhead costs and allowing you to maximize your earnings while providing a valuable service to individuals and small businesses.

Software Trainer

A software trainer business is an affordable way to use your expertise in specific software applications to help others improve their skills. Initial costs are minimal, generally covering business cards and flyers to promote your services. You can offer personalized training sessions in clients’ homes, offices, or virtually, which eliminates the need for a dedicated training facility. 

By tailoring your services to meet the needs of beginners, professionals, or small business owners, you can attract a diverse client base. Success in this business relies on your ability to communicate complex information clearly and effectively, helping clients become proficient in the software they need to use.

Ebook Author

Becoming an ebook author is a highly affordable business idea that allows you to turn your writing skills into a profitable venture. The primary costs associated with this business are platform fees for publishing your ebooks on sites like Amazon Kindle Direct Publishing, which are generally low. You can write from home and use free or inexpensive tools for formatting and cover design to help keep costs low. 

By focusing on niche topics or areas of expertise, you can attract a dedicated readership. Effective marketing through social media and author websites can help boost sales and establish your reputation as an author without significant upfront investment.

Digital Camera Instructor

Starting a business as a digital camera instructor is an affordable way to share your photography skills with others. Initial costs are minimal, usually limited to printing flyers or business cards to advertise your services (assuming you have your own camera already). You can offer personalized photography lessons at clients’ homes, in local parks, or even virtually, eliminating the need for a dedicated studio space. 

By tailoring your lessons to meet the needs of beginners or enthusiasts looking to improve their photography skills, you can build a loyal client base. Your ability to communicate technical concepts clearly and provide hands-on guidance will be key to your success.

eBay Sales

Launching an eBay sales business is a cost-effective way to start an online retail venture. The primary expenses involve acquiring initial inventory to flip for a profit. You can source items from thrift stores, garage sales, or clearance sales, often for a minimal investment. 

Setting up an eBay seller account is free, and listing fees are low, allowing you to start selling with minimal overhead. Success in this business requires good product sourcing skills, effective listing descriptions, and strong customer service to ensure positive feedback and repeat buyers. As you grow, reinvesting profits into higher-value inventory can help scale your business.

$50 Business Ideas

Have a little more cash set aside for your side hustle? Here are some of our favorite $50 business ideas.

Event Planning

Starting an event planning business is a fantastic way to turn your organizational skills and creativity into a profitable venture. With startup costs typically around $50, you can begin by creating business cards and brochures or joining vendor showcases or promotional events to market your services. You might also consider purchasing software or apps to help you manage your events. But all told, event planning requires minimal equipment, as most of your work involves coordinating with vendors, venues, and clients. 

By focusing on small-scale events such as birthday parties, weddings, and corporate gatherings, you can quickly build a portfolio and attract more clients through word of mouth and positive reviews. Effective networking and excellent customer service are key to growing your event planning business.

Dropshipping

Dropshipping is an excellent low-cost business idea that allows you to sell products online without holding any inventory. With an initial investment of around $50, you can set up a website and cover platform fees on dropshipping marketplaces like Shopify. 

This business model minimizes risk, as you only purchase products when you make a sale. Focus on niche markets to find products that appeal to specific customer groups. Effective marketing and strong supplier relationships are crucial for success. By using social media and SEO strategies, you can drive traffic to your website and generate sales with minimal upfront costs.

Etsy Shop Owner

If you enjoy making handmade goods, then starting an Etsy shop can be a budget-friendly way to sell handmade items to a global audience. On average, a $50 investment for listing fees and materials can get you up and running; Etsy keeps initial listing fees relatively low by accepting a small percentage of each sale. 

To promote your business, you have the option of using Etsy’s promoted listing feature, or you can hustle on your own with social media posts and even attend local craft fairs (and supplement your income at the same time). As your shop grows, reinvesting profits into new materials and tools can help you expand your product offerings and increase sales.

Errand Service

Starting an errand service is a practical and low-cost business idea, perfect for those who enjoy helping others and have a knack for organization. Your startup costs will typically cover business cards, flyers, and even your initial gas expenses. This business model allows for flexible hours, and you can easily scale it as demand grows.

You can offer a range of services, such as grocery shopping, taking the family pet to the groomer, dropping off shipments at the post office, and so on. You can promote your services to a wide variety of customers from busy professionals to seniors and individuals with mobility issues. Affordable advertising methods like community bulletin boards, social media, and word of mouth can help you build your client base.

Mobile Phone and Device Training

A mobile phone and device training business is an affordable way to share your tech expertise with those who need it. Startup costs around $50 and will cover business cards, flyers, and basic advertising. You can offer personalized training sessions in clients’ homes, helping them understand and effectively use their mobile devices and apps. 

As technology continuously evolves at near-lightspeed rates, you can fill a valuable niche market to help your clients stay informed. You can effectively market your services through local community centers, social media, and referrals from past clients. This business allows you to work flexibly and build a reputation for excellent, personalized tech support.

Personal Chef

Becoming a personal chef is a rewarding and low-cost business idea for those with culinary skills and a passion for cooking. Startup costs of around $50 can cover business cards and basic cooking supplies, although additional cooking certifications may require a higher investment. 

You can offer meal preparation services for busy families, special dietary needs, cooking for small events, and cooking meals in clients’ homes. Promoting your services through local advertising, social media, and word of mouth can help you attract clients. By providing high-quality, customized meals and excellent service, you can build a loyal client base and grow your business.

Language Translation and Interpretation Service

Starting a language translation and interpretation service is a cost-effective business idea for those fluent in multiple languages. With an initial investment of about $50, you can create a basic website and business cards to promote your services. You can offer translation of documents, websites, and other content, as well as interpretation services for meetings and events. 

Targeting businesses, legal firms, and medical facilities can help you find clients who need reliable language services. Effective networking and online marketing can help you reach potential clients. This business allows you to work flexibly and build a reputation for accuracy and professionalism.

$75 Business Ideas

For less money than your weekly grocery run, you can start a business. Here are some of our favorite business ideas that you can start with just $75. 

Virtual Assistant

Starting a virtual assistant business is an excellent low-cost opportunity for those with strong organizational and administrative skills. Your typical startup costs will cover the expenses of creating a website, printing business cards, and maintaining essential tools like internet and cell service. 

As a virtual assistant, you can offer a wide range of services, including email management, scheduling, data entry, and customer support, all from the comfort of your home. By marketing your services through social media, professional networking sites, and freelance platforms, you can attract clients from various industries who need reliable administrative support.

Personal Assistant

A personal assistant business is a practical and affordable way to offer support to busy individuals who need help with daily tasks. With startup costs typically around $75, you can invest in business cards, flyers, and initial gas money for traveling to clients’ locations. As a personal assistant, you can provide services such as running errands, managing schedules, organizing home or office spaces, and coordinating events. 

Promoting your services through local advertising, social media, and community boards can help you build a client base without a hefty marketing investment. This business model allows you to offer flexible, personalized assistance, making life easier for your clients.

Social Media Consultant

Becoming a social media consultant is a viable and low-cost business idea for those with expertise in digital marketing and social media management. With startup costs around $75, you can create a professional website, print business cards, and invest in tools that help generate and schedule content efficiently. 

As a social media consultant, you can manage social media accounts for businesses, develop content strategies, and analyze performance metrics to optimize engagement. By showcasing your skills through your own social media presence and networking within professional circles, you can attract clients who need help boosting their online presence.

E-Products and Digital Works

Creating and selling e-products and digital works is a cost-effective way to use your creativity and technical skills. With startup costs typically around $75, you can cover software or platform fees for content generation, business cards, and a basic website to showcase your products. Digital works can include e-books, online courses, digital art, and software applications. 

By selling your products on platforms like Etsy, Amazon, or your own website, you can reach a global audience. Effective online marketing and social media promotion can help drive sales and establish your brand in the digital marketplace.

$100 Business Ideas

For the price of a nice night out, it’s very possible to start a brand-new business venture (and hopefully, enjoy lots of future nights out with your newfound success). Here are six of our favorite ideas for businesses you can start for $100 or less. 

Tutor

Starting a tutoring business is a rewarding and affordable way to share your knowledge and help students succeed in their academic pursuits. Your startup costs will typically cover business cards, flyers, and gas money for traveling to meet clients. You can offer tutoring services in various subjects, such as math, science, languages, or test preparation, depending on your expertise. 

By advertising your services through local community centers, schools, and online platforms, you can attract students who need personalized educational support. This business model allows for flexible scheduling and can be run from home or at clients’ locations, making it both convenient and cost-effective.

Transcription Services

Transcription services are an excellent low-cost business idea for those with good listening skills and attention to detail. With startup costs typically around $100, you can purchase essential equipment like a foot pedal and transcription software. As a transcriptionist, you’ll convert audio or video content into written text for clients in various industries, such as legal, medical, or media. 

By marketing your services on freelance platforms, professional networks, and through your own website, you can attract clients who need reliable and accurate transcription work. This business can be operated from home, offering flexibility and low overhead costs.

Scrap Metal Dealer

Becoming a scrap metal dealer is a practical business idea for those interested in recycling and environmental sustainability. With startup costs around $100, you can invest in basic tools and transportation to collect and haul scrap metal. You can source scrap metal from construction sites, residential areas, and businesses looking to dispose of unwanted metal items. Once collected, you can sell the scrap metal to recycling centers for a profit. 

By building relationships with regular suppliers and staying informed about metal prices, you can maximize your earnings. This business allows you to contribute to environmental conservation while earning income with minimal initial investment.

Online Courses

Starting an online courses business allows you to share your expertise and generate income with minimal upfront investment. With startup costs around $100, you can cover expenses for a reliable internet connection and fees for course platforms such as Udemy or Teachable. You can create and teach courses on a wide range of subjects, from academic topics to hobbies and professional skills. 

By using social media, professional networks, and content marketing, you can attract students from around the world. This business model offers the flexibility to work from home, set your own schedule, and scale your offerings as your reputation grows.

Painting Contractor

Becoming a painting contractor is a practical and low-cost business for those with skills in painting and home improvement. Your typical startup costs will cover essential painting supplies such as rollers, brushes, tape, drop cloths, and paint. You can offer interior painting services to homeowners, landlords, and businesses looking to refresh their spaces. 

By advertising your services through local community boards, social media, and word-of-mouth referrals, you can build a client base. This potentially profitable business idea allows you to start small and grow as you gain more experience and positive reviews, providing flexibility and steady income.

Window Cleaning

Starting a window cleaning business is an affordable and straightforward way to provide a valuable service to residential and commercial clients. With roughly $100, you can purchase necessary cleaning supplies such as squeegees, cleaning solutions, buckets, and ladders. You can offer window cleaning services to homeowners, storefronts, and office buildings. 

Promoting your business through local advertising, social media, and community networks can help you attract clients quickly. This business model allows for flexible working hours and the opportunity to expand your services to include other cleaning tasks, increasing your potential revenue.

Additional Low-Cost Small Business Ideas

Still looking for additional inspiration? Here are some of our favorite low-cost ideas to start your own business. 

Freelance Writing

Starting a freelance writing business is a highly flexible and low-cost way to turn your writing skills into a profitable venture. A lot of freelancers can get started with $50 or less to get basic marketing materials, join freelancing portals like Upwork and Fiverr, and build a business website. 

There’s a wealth of opportunities, too: you can offer writing services for articles, blogs, web content, and more to clients across various industries. By promoting your services through social media, freelance platforms, and networking, you can attract clients who need quality content. This business model allows you to work from anywhere, set your own hours, and build a diverse portfolio that showcases your writing expertise.

Graphic Design

A graphic design business is an excellent low-cost opportunity for those with a creative flair and technical skills in visual content creation. Typical startup costs range between $50 and $100, covering the cost of design software, website development, and business cards. You can offer a range of services, including logo design, marketing materials, and social media graphics to businesses and individuals.

By showcasing your portfolio online and networking within professional circles, you can attract clients who need professional design services. This business model allows for flexible working hours and the ability to work remotely, making it an ideal choice for creative entrepreneurs.

Handyman Services

Providing handyman services is a practical and low-cost business for those skilled in general repairs and maintenance. Startup costs range from $50 to $100, primarily to cover basic tools such as screwdrivers, hammers, wrenches, and other essential equipment. You can offer services like fixing leaks, assembling furniture, painting, and minor electrical or plumbing repairs to homeowners and small businesses. 

Promoting your services through local advertising, social media, and word of mouth can help you build a client base. This business model allows you to start small, with the potential to expand as you gain more clients and experience.

Consulting Services

Starting a consulting business allows you to use your expertise in a specific field to help businesses improve their operations, strategy, and performance. With startup costs typically ranging between $50 and $100, you can invest in a professional website, business cards, and basic advertising to attract clients. You can offer specialized advice in areas such as marketing, management, finance, or IT, depending on your background. 

By networking within your industry and promoting your services through online platforms and professional groups, you can build a client base that values your knowledge and insights. This business model offers flexibility in terms of working hours and locations, making it an ideal choice for experienced professionals.

Personal Fitness Trainer

Becoming a personal fitness trainer is a rewarding low-cost business for those passionate about health and fitness. Startup costs typically range from $50 to $100, covering the initial certification and marketing expenses such as business cards and flyers. 

You can offer personalized fitness training services, including workout plans, nutrition advice, and one-on-one coaching sessions, either at clients’ homes, local gyms, or outdoor spaces. By promoting your services through social media, fitness forums, and local community centers, you can attract clients who are looking to improve their fitness levels. This business allows you to work flexible hours and build a loyal client base through effective training and motivational support.

Home Organization Services

Starting a home organization business is an excellent low-cost opportunity for those who enjoy creating organized and clutter-free spaces. With startup costs usually ranging from $50 to $100, you can cover marketing materials such as business cards and flyers, as well as basic organizing supplies. You can offer services to help clients declutter, organize, and optimize their homes, from closets and kitchens to home offices and garages. 

By advertising your services through local community boards, social media, and word-of-mouth referrals, you can quickly attract clients who need help organizing their living spaces. This business model allows you to work flexible hours and make a significant impact on clients’ lives by creating orderly and functional environments.

Photography

Starting a photography business is a creative and rewarding venture that allows you to capture special moments for clients. On average, you can acquire basic camera equipment and accessories for $75-$100. You may pay more if you buy editing software or higher-end cameras. But even with a basic camera and some expertise in finding the perfect shot, you can offer photography services for various events such as weddings, portraits, and corporate functions. 

By creating an online portfolio and promoting your services through social media, local advertising, and word-of-mouth, you can attract clients who appreciate your artistic skills. This business model offers flexibility in scheduling and the opportunity to work in diverse settings, making it an ideal choice for those passionate about photography.

Choosing a Low-Cost Small Business Idea to Start

Choosing the right small business idea involves several key factors to ensure long-term success and personal fulfillment. Start by considering your personal interests and skills, as passion and expertise will drive your motivation and ability to deliver quality services. Assess the market demand for your chosen business idea to ensure there’s a viable customer base. If you don’t like to take too many risks, opt for a safe business idea.

Additionally, consider the required expertise and whether you need any special training or certifications to tackle a particular business idea. Evaluating the long-term profitability potential of the business is crucial, as it helps you understand whether the venture can grow and sustain itself over time. By balancing these factors, you can choose a business idea that aligns with your goals and offers a promising future.

Next Steps:

Once you’ve chosen your low-cost small business idea, it’s time to move forward with careful planning and preparation. Start by creating a detailed business plan that outlines your goals, strategies, and financial projections. Acquire any necessary certifications or training to ensure you are qualified to offer your services. Investing in the right tools and marketing materials, such as a professional website and business cards, can help you attract clients. 

Continual learning is also essential; stay updated with industry trends, seek feedback from customers, and refine your skills to maintain a competitive edge. By following these steps, you can build a solid foundation for your business and ensure its long-term success.

Let us help you start a small business today!

Starting a small business, even a cost-effective small business, can feel like an overwhelming task, but it doesn’t have to be a solo endeavor. Here at ZenBusiness, we specialize in the “red tape” side of business. Whether you need help starting an LLC or corporation to make things official, or you want a business bank account to manage your business finances, we’ve got your back. Let us handle the paperwork so you can focus on what you love: your side hustle. 

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